Financing Available

Buy Now, Pay Later. Fair rates. No prepayment penalties.

GET YOUR RATE

Get a decision in seconds without leaving our site.

Rates range from 0% to 29.99% APR*

We provide easy and affordable financing, powered by Bread Pay™, so you can pay for your purchase over time. Pay over 3, 6, 12, 24, 36, or 48 months at competitive rates*. 0% APR is available for 6-month loans*. APRs will vary depending on credit qualifications, loan amount, and term.

Monthly Payment Plans

Affordable Monthly Plans

Buy now and pay for your purchase over time at competitive interest rates.

No Early Payment Penalties

No Prepayment Penalties

Pay for your purchase with monthly payments and prepay at any time without penalty.

Quick Approval

Quick and Easy Application

Get a decision in seconds with no obligation to buy. Checking your rate won't affect your credit score. Your data is safe and encrypted.

GET YOUR RATE

Check Your Rate in Seconds

GET YOUR RATE

 

FAIR RATES. NO PREPAYMENT PENALTIES.

Get The Products You
Need Now, Pay Later

Ingram’s offers you a great financing option,
powered by Bread Pay™! Get a decision in
seconds without leaving our site.

Low monthly payments

Rates range from 0% to 29.99% APR*

We provide easy and affordable financing, powered by Bread Pay™, so you can pay for your purchase
over time. Pay over 3, 6, 12, 24, 36, or 48 months at competitive rates*. 0% APR is available for 6-month
loans*. APRs will vary depending on credit qualifications, loan amount, and term.

Affordable Monthly Plans

Buy now and pay for your purchase over time at competitive interest rates.

No Prepayment Penalties

Pay for your purchase with monthly
payments and prepay at any time
without penalty.

Quick and Easy Application

Get a decision in seconds with no obligation to buy. Checking your rate won't affect your credit score. Your data is safe and encrypted.

Check Your Rate

How It Works

Choose Bread Pay™ when
checking out.

Answer a few simple
questions online.

See if you qualify for financing
with Bread Pay™ in seconds.

Proceed with check out.

Check Your Rate

Check Your Rate in Seconds

Rates range from 0% to 29.99% APR, resulting in, for example, 48 monthly payments
of $25.36 at 9.99% APR, per $1,000 borrowed*. 0% APR is available for 6-month
loans*. APRs will vary depending on credit qualifications, loan amount, and term.

Check Your Rate

 

Questions About Bread Pay™? 

Visit The Bread Pay™ Help Center.

 

Please note, your financial institution may charge you one or more non-sufficient funds or overdraft fees if any loan
payment exceeds your account’s available balance. If you pay with a credit card, your credit card issuer may charge
interest and/or fees.

 

*Subject to approval of credit application. Rates range from 0% to 29.99% APR, resulting in, for example, 48 monthly
payments of $25.36 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and
term. Bread Pay™ loans are made by Comenity Capital Bank, a Bread Financial™ company.

Check Your Rate
Copyright © 1988-2024 Ingrams Water & Air Equipment, LLC. All Rights Reserved. Ingrams is a trademark of Ingrams Water & Air.