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Pay Over Time

Financing Available

Buy Now, Pay Later. Fair rates. No prepayment penalties.

GET YOUR RATE

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Pay Over Time

We provide easy and affordable financing through our partner, Bread Pay, so you can pay for your purchase over time.

Monthly Payment Plans

Affordable Monthly Plans

Buy now and pay for your purchase over time at competitive interest rates.

No Early Payment Penalties

No Prepayment Penalties

Pay for your purchase with monthly payments and prepay at any time without penalty.

Quick Approval

Quick and Easy Application

Get a decision in seconds with no obligation to buy. Checking your rate won't affect your credit score. Your data is safe and encrypted.

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GET YOUR RATE

Questions?

Visit the Bread Pay help center

*Subject to approval of credit application. Rates range from 0% to 29.99% APR, resulting in, for example, 36 monthly payments of $32.26 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term.

Bread® pay-over-time plans are loans made by Comenity Capital Bank.

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