Key Points
- IWAE now offers a Rent-to-Own Program for scratch and dent units
- The Rent-to-Own Program does not require credit checks
- Obtain ownership of a scratch and dent HVAC unit after completing your flexible payment plan
- Currently, IWAE's Rent-to-Own Program is only available in select states
Let’s be real: life is expensive. Prices are rising on everything from luxury goods to the bare essentials, and HVAC equipment is no exception. Whether you’re just skirting by or you’ve been one of the lucky ones thriving, it only takes a few high-end expenses hitting at once to leave you in a tough spot. Luckily, with IWAE’s Rent-to-Own Program, heating and cooling equipment won't burn a hole in your wallet.
What Is IWAE's Rent-to-Own Program?
With IWAE’s flexible Rent-to-Own program, you can obtain ownership of a scratch & dent system from the outlet without a credit check —as long as your purchase reaches the $500 minimum and you live in a participating state. After getting approved for the program and providing a down payment that covers the first two months, you can install your chosen HVAC system and reap the heating and cooling benefits. This makes purchasing a powerful and efficient scratch and dent system easy, even on a tight budget.
No Credit Checks
That’s right! You don’t need to worry about hard inquiries lowering your credit score when applying for this payment option. In fact, you don’t have to have credit at all. Home HVAC is a necessity, not an indulgence. Here at IWAE, we want to ensure everyone has access to efficient and effective climate control in every season of life.
Flexible Payments
How flexible are the payments we’re talking about? Your payment plan will be decided based on the financial information submitted in your application, making it custom to your capabilities! Your payment schedule is formulated based on your estimated income, the price of the scratch & dent system you want, and your preferred duration for the payment plan. Rest assured that we’ll help you find a plan that works best for you.
Obtain Ownership
Rent-to-own is exactly as straightforward as it sounds:
- Pay a two-month down payment
- Bring home and install your rented scratch & dent system
- Use your HVAC system while paying installments until you’ve paid for the full price of the unit
- Once that last payment is completed, congratulations! You’re now the owner of that HVAC system
You may find yourself asking what happens if you’re not in love with the system once you bring it home, but don’t let that fear keep you from trying it out. Until that last payment, you’re just renting the unit. Think of it like a trial run: if you’re not sold, stop paying and return the system. No harm, no foul!
Rent-to-Own Scratch & Dent HVAC Units in Select States
Every state has its own unique set of rules and regulations that have to be taken into account when offering rent-to-own programs. Due to some of these contingencies, there is a limited number of locations that can currently take advantage of IWAE’s RTO program. Residents of the following states are in the lucky group that’s eligible for IWAE’s Rent-to-Own program:
- Arkansas
- Florida
- Georgia
- Kentucky
- Louisiana
- Missouri
Rent-to-Own with IWAE Today
Finding a system to keep your home comfortable shouldn’t be a struggle for you or your wallet. Our scratch & dent systems already present excellent savings, with some units discounted up to 40% for cosmetic damage that in no way affects performance. Flexibility is the core of IWAE's Rent-to-Own program. Combine an affordable price point with a tailored payment plan. Don't worry about lowering your credit score throughout the application process or getting stuck with a system you don't love. If you still have questions, don’t sweat it! IWAE’s customer service team is just a message away.
